DG Jay Jones introduced our speaker Marcus Johnson who is the President-Elect of the Tempe South Rotary club.  Marcus joined his father's financial planning business and has been working in that field for 5 years.  His topic today is "Ready of Not - Here Life Comes". 
Marcus listed and discussed 10 points that he believes are crucial in planning for your financial well-being.
1. Use a team approach
2. Get a financial check up
3. Monitor your cash flow
4. Make sure your will and estate planning documents are up to date
5. Obtain sufficient insurance
6. Invest intelligently
7. Automate and consolidate
8. Forgive and forget past financial mistakes
9. Deal wisely with adult children
10. Be generous!